Are you struggling with bills while waiting for your lawsuit to settle in the Aloha State? Don’t let financial stress derail your pursuit of justice.
Provident Lawsuit Loans offers industry-leading pre-settlement funding in Hawaii, providing you with the financial breathing room you need. Call us now at (800) 908-6860 or apply online to get the cash you need in as little as 24 hours!
We offer some of the lowest interest rates in the industry and if you lose your case you don’t have to pay back your loan 🙂
Understanding Lawsuit Loans in Hawaii
In the picturesque islands of Hawaii, personal injury cases can take months or even years to resolve. While you’re waiting for your settlement, medical bills, rent, and daily expenses don’t pause. This is where a lawsuit loan from Provident can be your lifeline.
A lawsuit loan, also known as pre-settlement funding or a legal funding advance, isn’t a traditional loan. It’s a risk-free cash advance on your expected settlement. If you don’t win your case, you owe us nothing. That’s right – no win, no pay!
Why Choose Provident for Your Hawaii Lawsuit Loan?
- Fast approval: Get funded in as little as 24 hours
- No credit checks or employment verification
- Amounts from $500 to $500,000 available
- Low, simple interest rates
- No monthly payments
- Risk-free: You only repay if you win your case
Hawaii-Specific Legal Landscape
Hawaii operates under a modified comparative negligence rule. This means you can recover damages as long as you’re less than 51% at fault for your injury. However, your compensation may be reduced by your percentage of fault. Our experienced team understands these nuances and how they affect your funding eligibility.
Types of Cases We Fund in Hawaii
While car accidents are common, we fund a wide variety of personal injury cases:
- Car, truck, and motorcycle accidents
- Pedestrian and bicycle accidents
- Slip and fall incidents
- Medical malpractice
- Product liability
- Workplace injuries
- Maritime accidents
- Dog bites
- Assault and battery
- Wrongful death
- Premises liability
- Construction accidents
- Nursing home abuse
- Defective medical devices
- Tourist-related injuries
Common Injuries in Personal Injury Cases
Injuries can range from minor to catastrophic. Some common injuries include:
- Whiplash and soft tissue injuries
- Broken bones and fractures
- Traumatic brain injuries (TBI)
- Spinal cord injuries
- Burns
- Internal organ damage
- Psychological trauma
Beyond these, we also fund cases involving less common injuries, such as:
- Toxic exposure
- Repetitive stress injuries
- Birth injuries
- Dental malpractice injuries
Remember, Provident isn’t limited to just personal injury cases. We also provide funding for:
- Employment discrimination lawsuits
- Civil rights violations
- Whistleblower cases
- Some commercial litigation
No matter your case type, if you have a valid claim and an attorney, you may qualify for a lawsuit loan from Provident.
Common Question: Can Getting an MRI Increase My Car Accident Settlement?
Cities We Serve in Hawaii
Provident offers lawsuit loans throughout the Aloha State, including:
- Ewa Beach
- Hilo
- Honolulu
- Kailua
- Kahului
- Kaneohe
- Kapolei
- Kihei
- Makakilo
- Mililani Town
- Pearl City
- Schofield
- Wahiawa
- Wailuku
- Waimalu
- Waipahu
The Pros and Cons of Lawsuit Loans
While lawsuit loans can be a financial lifesaver, it’s important to understand both the benefits and potential drawbacks:
Pros:
- Immediate financial relief
- No risk if you lose your case
- No credit checks or employment verification
- Funds can be used for any purpose
- May help you negotiate a better settlement
Cons:
- Can be more expensive than traditional loans
- Reduces your final settlement amount
- Not regulated in all states
At Provident, we strive to mitigate these cons by offering transparent terms and some of the lowest rates in the industry.
How to Use Your Lawsuit Loan
Once approved, you can use your funds for virtually anything. Common uses include:
- Rent or mortgage payments
- Medical bills and ongoing treatment
- Daily living expenses like food and utilities
- Car payments or repairs
- Debt repayment
- Education expenses
- Home modifications for injuries
The flexibility of our funding allows you to focus on your recovery and legal case without financial stress.
Is a Lawsuit Loan Safe?
Absolutely! Our lawsuit loans are non-recourse, meaning your personal assets are never at risk. You only repay the advance from your settlement proceeds. If you don’t win, you owe nothing. This makes lawsuit loans a safe financial option for plaintiffs in Hawaii.
Question: How Pre-Settlement Funding Companies Analyze A Case?
Repaying Your Lawsuit Loan
Repayment is straightforward and hassle-free. If you win your case, your attorney will repay Provident directly from your settlement. You won’t have to deal with monthly payments or complex repayment schedules. Remember, if you don’t win, you owe nothing!
Finding a Good Lawsuit Loan Company
When choosing a lawsuit loan company in Hawaii, consider these factors:
- Transparency in rates and terms
- Speed of approval and funding
- Reputation and customer reviews
- Direct funder vs. broker
- Specialization in lawsuit loans
Provident excels in all these areas, with countless positive reviews and a stellar reputation in the industry.
Why Choose Provident for Your Hawaii Lawsuit Loan?
At Provident, we understand the unique challenges faced by plaintiffs in Hawaii. Our team is committed to providing fast, fair, and transparent funding. Here’s why we stand out:
- Lightning-fast approval: Get funded in as little as 24 hours
- Low, simple interest rates: No compound interest to worry about
- No hidden fees: We’re upfront about all costs
- Excellent customer service: Our team is here to support you
- Flexible funding amounts: From $500 to $500,000
- Non-recourse funding: You only repay if you win
Don’t let financial stress force you into a lowball settlement. With Provident’s lawsuit loans, you can hold out for the full compensation you deserve.
Ready to get the financial support you need? Don’t wait another day struggling with bills. Call Provident now at (800) 908-6860 or apply online. Our friendly team is standing by to help you get the funding you need in as little as 24 hours. Remember, it’s risk-free – if you don’t win, you don’t pay!
Frequently Asked Questions
At Provident, we pride ourselves on our speedy approval process. In most cases, we can review your application and make a decision within 24 hours of receiving all necessary information from your attorney. We understand that time is often of the essence for our clients, so we work diligently to provide you with a quick response.
Yes, it’s possible to receive multiple advances on your lawsuit, depending on the strength and progress of your case. At Provident, we evaluate each request individually, considering factors such as the current status of your lawsuit and the amount of any previous advances. If your case is progressing favorably, we may be able to provide additional funding to help you meet ongoing expenses.
The amount you can borrow is typically based on a percentage of your estimated case value. Our underwriters carefully review the details of your case, including liability, damages, and potential settlement value. We generally offer up to 15% of the expected settlement amount. Factors such as the strength of your case, the extent of your injuries, and the insurance policy limits of the defendant also play a role in determining the funding amount.
No, taking out a lawsuit loan should not affect your relationship with your attorney. In fact, many attorneys are familiar with and supportive of pre-settlement funding as it can help their clients maintain financial stability during lengthy legal proceedings. However, we always recommend discussing your decision to seek lawsuit funding with your attorney. They can provide valuable insights and help ensure that the funding aligns with your overall legal strategy.
Generally, there are no restrictions on how you can use the funds from your lawsuit loan. The money is intended to help you cover living expenses and other costs while your case is pending. Common uses include paying rent or mortgage, medical bills, utilities, and daily living expenses. However, we advise using the funds responsibly and primarily for necessary expenses related to your case or maintaining your financial stability during the legal process.
Hawaii law does not explicitly address lawsuit loans or pre-settlement funding. However, the state’s comparative negligence statute (HRS 663-31) plays a significant role in determining potential settlement amounts, which can affect lawsuit loan decisions.
Under Hawaii’s modified comparative negligence rule, plaintiffs can recover damages as long as their fault doesn’t exceed that of the defendant(s). Damages are reduced proportionally to the plaintiff’s degree of fault. This system impacts the potential value of a case and, consequently, the amount a lawsuit funding company might be willing to advance.
While Hawaii doesn’t have specific regulations for lawsuit loans, these transactions likely fall under general lending and consumer protection laws. Borrowers should be aware that lawsuit loans often come with high interest rates and fees, which can significantly reduce their ultimate recovery. Always work with a trusted lender like Provident!
The Hawaii Office of Consumer Protection oversees lending practices in the state, but its oversight of lawsuit loans is not clearly defined. Plaintiffs considering a lawsuit loan in Hawaii should carefully review all terms, consult with their attorney, and consider alternatives before proceeding.
It’s worth noting that ethical rules prohibit attorneys from providing (and profiting off of) financial assistance to clients in connection with pending litigation, so lawsuit loans must come from third-party companies, not from the plaintiff’s own lawyer.