At Provident Lawsuit Loans, we are proud to offer swift pre-settlement funding in Georgia to plaintiffs involved in personal injury and other legal cases. Our lawsuit loans provide financial relief when you need it most, with no credit check required, guaranteed low fees, and competitive interest rates.
We understand the stress and financial strain that comes with pursuing a legal claim in the Peach State, and we’re here to help you navigate this challenging time.
If you’re dealing with mounting medical bills, lost wages, or other expenses while waiting for your case to settle, we can provide the financial support you need. With funding amounts ranging from $500 to $500,000, we tailor our services to meet your specific needs.
Don’t let financial pressure force you into accepting a lowball settlement offer. Apply today and instantly find out if you qualify by calling our Atlanta customer service line at (800) 908-6860.
Application Process for Georgia Pre-Settlement Funding
Applying for a lawsuit loan with Provident is quick and easy:
1. Complete our online application or call (800) 908-6860.
2. Provide basic information about your case and attorney.
3. We review your application and consult with your lawyer.
4. Receive approval and funding, often within 24 hours.
Don’t let financial stress compromise your legal fight. Apply now and get the support you need.
Types of Cases Eligible for Lawsuit Loans in Georgia
Did you know: we fund a wide variety of personal injury cases, including:
- Auto accidents
- Truck and commercial vehicle accidents
- Slip and fall incidents
- Medical malpractice
- Assault and battery claims
- Police brutality and civil rights lawsuits
- Product liability
- Wrongful death claims
- And many others
If you’re unsure whether your case qualifies, give us a call. Our friendly and experienced team can quickly assess your eligibility!
What Are Lawsuit Loans in Georgia?
Lawsuit loans, also known as pre-settlement funding or legal funding, are non-recourse cash advances provided to plaintiffs while their cases are pending in the legal system in Georgia.
These advances allow you to access a portion of your expected settlement before your case concludes. Unlike traditional loans, lawsuit loans are risk-free – if you don’t win your case, you owe us nothing.
Benefits of Georgia Lawsuit Loans
1. Financial relief: Cover immediate expenses like medical bills, rent, or daily living costs.
2. Stronger negotiating position: Avoid settling for less than you deserve due to financial pressure.
3. No monthly payments: Repayment occurs only after your case settles successfully.
4. Risk-free funding: If you don’t win your case, you don’t owe us anything.
Call us today at (800) 908-6860 to discover how our lawsuit loans can benefit you during this challenging time.
How Non-Recourse Loans Work in Georgia
Non-recourse loans are a unique type of funding that provides financial protection for borrowers. Here’s how they work:
1. Collateral: Legal funding companies use your potential future settlement as the sole collateral for the advance.
2. No personal liability: You’re not personally responsible for repayment if your case is unsuccessful.
3. Risk assumption: We assume all the risk, giving you peace of mind during your legal journey.
This structure ensures that you can pursue justice without the added stress of potential debt.
Interest Rates and Costs
At Provident Lawsuit Loans, we pride ourselves on offering competitive, transparent pricing. We use a simple, flat interest rate structure, avoiding the complex compound interest that can lead to unexpected costs. Our rates typically start as low as 2.5% per month, but the exact rate depends on the specifics of your case.
At Provident, we typically charge less than 5% of review and processing fees on lawsuit loans — much lower than most legal funding companies. We are a direct pre-settlement lender. Get cash from us without going through thebrokers!
Eligibility Criteria for Georgia Lawsuit Loans
To qualify for a lawsuit loan in Georgia, you’ll need to meet a few basic requirements:
1. Have an ongoing lawsuit with a valid legal claim
2. Be represented by an attorney working on a contingency basis
3. Be at least 18 years old
At Provident, we focus on the strength of your case rather than your credit score or employment status. This means our application process is quick and hassle-free, allowing you to get the funds you need without unnecessary delays.
More information about how pre-settlement funding companies review your application.
How Your Personal Injury Lawyer Will Be Involved
Your attorney plays a crucial role in the lawsuit loan process. They will:
1. Provide case details to our underwriting team
2. Communicate with us throughout the funding process
3. Handle the repayment from your settlement funds
We work closely with your lawyer to ensure a smooth, efficient funding process that doesn’t interfere with your case.
Selecting a Lawsuit Loan Company in Georgia
When choosing a legal funding provider, consider these factors:
1. Reputation: Look for companies with positive reviews and a strong track record.
2. Transparency: Seek clear, upfront information about rates and terms.
3. Customer service: Choose a provider that offers responsive, helpful support.
At Provident, we excel in all these areas, with numerous positive testimonials from satisfied clients across Georgia.
Benefits of Working with Us
1. Fast approval: We often provide funding within 24 hours of application.
2. Competitive rates: Our simple interest structure keeps costs predictable and fair.
3. Exceptional service: Our team is dedicated to supporting you throughout your legal journey.
4. No hidden fees: We believe in complete transparency in all our transactions.
Georgia-Specific Laws and Regulations
In Georgia, lawsuit funding is subject to certain regulations:
1. O.C.G.A. § 51-12-14: This statute allows for pre-judgment interest in certain tort cases.
2. The Georgia Industrial Loan Act: While not directly applicable to lawsuit loans, it sets general guidelines for small loans in the state.
We stay up-to-date with all relevant laws to ensure our services are compliant and beneficial to our clients.
Potential Drawbacks of Lawsuit Loans
Pre-settlement funding might not be ideal if your case is close to settling, the expected settlement is small, or you have other financial resources available. It’s also worth considering alternatives if your case outcome is highly uncertain or if you only need short-term financial assistance.
At Provident Lawsuit Loans, we encourage you to carefully evaluate your situation and consult with your attorney before deciding if a lawsuit loan is right for you. While pre-settlement loan interest rates can be higher than traditional loans, our goal is to help you make an informed decision that best serves your interests, even if that means not taking a loan from us.
Cities We Serve in Georgia
We provide lawsuit loans throughout Georgia, including these major cities:
| Atlanta | Augusta |
| Columbus | Savannah |
| Athens | Macon |
| Roswell | Albany |
| Johns Creek | Warner Robins |
No matter where you are in Georgia, we’re here to help. Call us today to learn more about our services in your area.
Contact Provident Today for Your Georgia Pre-Settlement Funding
Our pre-settlement funding can provide the breathing room you need to fight for the full compensation you deserve. With our competitive rates, fast approval process, and commitment to customer service, we’re the trusted choice for lawsuit loans in Georgia.
Don’t let financial pressure dictate the outcome of your case. Contact Provident and Apply today to instantly find out if you qualify by calling our Atlanta customer service line at (800) 908-6860.
Frequently Asked Questions
We typically provide funding within 24 hours of approval. Once your application is submitted and your attorney provides the necessary information, our underwriters quickly review your case. If approved, we can often transfer funds to your account the same day or the next business day. We’ve streamlined our process to get you financial support as quickly as possible.
Our advances are non-recourse, meaning you owe nothing if you don’t win your case. If your case is unsuccessful, whether it’s dismissed, you lose at trial, or no settlement is reached, you don’t have to pay us back. We assume all the risk, allowing you to pursue your case without the added stress of potential debt.
We offer funding from $500 to $500,000, based on your case’s estimated value. The exact amount depends on factors like the strength of your case, expected settlement amount, and current stage of legal proceedings. Generally, we can offer up to 15% of your case’s estimated value. Our team works with you and your attorney to determine an appropriate funding amount.
No, our funding is designed to support your case without interfering with the legal process. We don’t have any say in how your case is handled – all legal decisions remain between you and your attorney. Our role is simply to provide financial support so you can afford to see your case through. Having this financial cushion can often strengthen your position by allowing you to resist pressure to settle early.
Yes, you have complete flexibility in how you use the money from your lawsuit loan. There are no restrictions on spending. Many clients use the funds for medical bills, rent, car payments, or daily expenses. Others use it to replace lost wages or pay for case-related costs like expert witness fees. The choice is entirely yours, as we understand everyone’s situation is unique.