At Provident Lawsuit Loans, we offer fast and risk-free pre-settlement funding in Florida for victims of personal injury lawsuits looking for immediate financial relief.
We offer some of the lowest interest rates in the industry and if you lose your case you don’t have to pay back your loan 🙂
Don’t let financial pressure force you into accepting a lowball settlement. Apply now or call our Jacksonville customer service line at (800) 908-6860 to get the funds you need in as little as 24 hours!
What is a Lawsuit Loan in Florida?
A lawsuit loan, also known as pre-settlement funding or legal funding, is a cash advance on your expected settlement. It’s not a traditional loan – it’s a non-recourse advance, meaning you only repay if you win your case. This risk-free funding can provide the financial breathing room you need to pursue maximum compensation.
Provident offers lawsuit loans ranging from $500 to $500,000, depending on your case’s strength and expected settlement value. Our flat interest rates are among the lowest in the industry (starting at under 3% per month), ensuring you keep more of your settlement.
Florida’s bustling cities and popular tourist destinations unfortunately see their fair share of accidents and injuries. Whether you’ve been hurt in a car crash on I-95, slipped and fell at a Miami beach resort, or suffered medical malpractice in Orlando, for example, pursuing justice can be a notoriously long and costly process in the state.
Provident Lawsuit Loans offers quick, risk-free pre-settlement funding to help you stay afloat during your legal battle.
Types of Cases We Fund in Florida
While car accidents are common, we fund a wide variety of personal injury cases:
- Auto accidents (cars, trucks, motorcycles)
- Slip and falls
- Medical malpractice
- Workplace injuries
- Product liability
- Premises liability
- Nursing home abuse
- Maritime accidents
- Dog bites
- Pedestrian accidents
- Bicycle accidents
- Uber/Lyft accidents
- Construction accidents
- Wrongful death claims
Common injuries in these cases include:
- Whiplash and neck injuries
- Traumatic brain injuries
- Spinal cord damage
- Broken bones
- Burns
- Soft tissue injuries
Common Question: How Long Does Neck Pain Last After a Car Accident?
Beyond these, we also fund other types of civil litigation, such as employment discrimination cases, whistleblower claims, and civil rights violations. If you have a pending lawsuit with a contingency-fee attorney, chances are we can help.
How Does the Florida Lawsuit Loan Process Work?
- Apply online or call (800) 908-6860. It takes just minutes!
- We review your case, consulting with your attorney.
- If approved, you receive funds in as little as 24 hours.
- Focus on your recovery and legal case without financial stress.
- Repay only if you win, directly from your settlement.
Why Choose Provident for Your Florida Lawsuit Loan?
- Lightning-fast approval: Most clients receive funds within 24 hours of approval.
- Low, flat rates: No compound interest or hidden fees.
- No credit checks or employment verification: Your case is all that matters.
- Risk-free funding: If you don’t win, you owe nothing.
- Excellent customer service: Just check our glowing reviews!
- Direct funder: We cut out the middleman to save you money.
Question: How to Get Same Day Settlement Loans
Cities We Serve in Florida
| Miami | Jacksonville |
| Tampa | Orlando |
| St. Petersburg | Fort Lauderdale |
| Tallahassee | Cape Coral |
| Port St. Lucie | Pembroke Pines |
Pros and Cons of Lawsuit Loans
Pros:
- Immediate financial relief
- No risk if you lose your case
- Leverage to negotiate a better settlement
- Flexibility in using funds
Cons:
- Potential reduction in final settlement amount
- Not regulated like traditional loans
- May complicate settlement negotiations
How to Use Your Florida Lawsuit Loan
The beauty of pre-settlement funding is its flexibility. You can use the money for:
- Rent or mortgage payments
- Medical bills and ongoing treatment
- Car repairs or replacement
- Everyday living expenses
- Legal fees and court costs
Don’t let financial stress force you into a premature settlement. With a lawsuit loan, you can maintain your quality of life while your attorney fights for maximum compensation.
Is a Lawsuit Loan in Florida Safe?
Absolutely! Provident’s lawsuit loans are non-recourse, meaning your personal assets are never at risk. We’re fully compliant with Florida regulations, and our transparent contracts ensure you understand every aspect of the agreement. Your attorney will review all documents to protect your interests.
Paying Back Your Florida Lawsuit Loan
Repayment is simple and stress-free. If you win your case, your attorney will repay Provident directly from your settlement. The agreed-upon amount (principal plus our flat-rate interest) comes out before you receive your funds. If you don’t win, you owe nothing – we assume all the risk.
Finding a Reputable Lawsuit Loan Company in Florida
When choosing a legal funding company, look for:
- Direct funders (like Provident) to avoid broker fees
- Low, simple interest rates
- Clear, transparent contracts
- Positive reviews and BBB accreditation
- Quick approval and funding processes
Provident ticks all these boxes, making us a top choice for Florida plaintiffs.
Don’t Wait – Get Your Florida Lawsuit Loan Today!
Financial stress shouldn’t force you to settle for less than you deserve. Provident Lawsuit Loans is here to help you level the playing field against deep-pocketed defendants and insurance companies. Our risk-free funding can give you the staying power to pursue maximum compensation.
With our lightning-fast approval process, you could have cash in hand within 24 hours. Don’t let bills and expenses derail your pursuit of justice. Apply now or call our Jacksonville customer service line at (800) 908-6860 to speak with our friendly team. Remember, if you don’t win, you don’t pay – so you have nothing to lose and everything to gain!
Frequently Asked Questions
Provident offers funding from $500 to $500,000, depending on your case’s strength and expected settlement value. We typically approve up to 15% of the estimated settlement amount.
While the decision to pursue funding is yours, we work closely with your attorney to ensure the process doesn’t interfere with your case. Many clients find that funding actually strengthens their position by allowing them to reject lowball offers.
Our streamlined process often results in approvals within hours. Once approved and documents are signed, you can receive funds as quickly as the same day.
Yes, Provident does fund certain workers’ compensation cases in Florida. However, these are evaluated on a case-by-case basis due to specific state regulations.
Don’t worry! Our flat-rate interest means your debt won’t balloon over time like it would with compound interest. You’ll know exactly what you owe, regardless of how long your case takes.
Florida operates under a pure comparative negligence system, meaning you can recover damages even if you’re partially at fault for your accident. The state also has a four-year statute of limitations for most personal injury cases, giving you time to build a strong case.
However, these factors also mean insurance companies may drag out negotiations, hoping you’ll settle for less out of financial desperation. A lawsuit loan can give you the staying power to fight for fair compensation.
In Florida, lawsuit loans (also known as pre-settlement funding) are regulated under statutes governing viatical settlements, which are similar financial arrangements. Key regulations include:
A mandatory 15-day rescission period for the borrower after receiving funds, allowing them to cancel the agreement if they return the money.
The requirement to use an independent third-party trustee or escrow agent to handle the transaction.
Funds must be transferred within 3 business days of the lender receiving acknowledgment from the insurer.
Lenders must notify insurers within 20 days if a policy becomes part of a viatical settlement during its contestable period.
If the insured is not the policy owner, they must be notified within 20 days that their policy is subject to a viatical settlement. The original lender remains responsible for tracking the insured’s status, even if the policy is transferred in the secondary market.
While these regulations primarily address viatical settlements, they provide a framework that lawsuit lenders often follow to ensure compliance and ethical practices. Borrowers should be aware of their right to cancel within 15 days and understand that third-party trustees are involved to add security to the transaction.
It’s important to note that lawsuit loans are not directly regulated as traditional loans in Florida, so borrowers should carefully review agreements and consult with their attorneys before proceeding.