At Provident Lawsuit Loans, we understand the challenges Arizona plaintiffs face during lengthy legal battles. Our lawsuit loans provide the financial breathing room you need to pursue justice without compromising your case.
With pre-settlement funding amounts ranging from $500 to $500,000, we’re here to support you every step of the way 🙂
Don’t let financial pressure force you into accepting a lowball offer. Apply now or call our Phoenix customer service line at (800) 908-6860 to get the funds you need in as little as 24 hours!
Why Choose Provident for Your Arizona Lawsuit Loan?
- Risk-free funding: If you don’t win, you owe nothing
- Fast approval: Get cash in as little as 24 hours
- Low, simple interest rates: No compound interest
- Flexible use of funds: Cover any expenses you choose
- No credit checks or employment verification
- Excellent customer service and positive reviews
Types of Cases We Fund in Arizona
Provident Lawsuit Loans offers pre-settlement funding for a wide range of cases in Arizona. While car accidents are among the most common, we support various personal injury and civil claims, including:
- Car accidents
- Truck accidents
- Motorcycle crashes
- Pedestrian accidents
- Bicycle collisions
- Slip and fall incidents
- Premises liability cases
- Product liability claims
- Medical malpractice
- Workplace injuries
- Wrongful death suits
- Dog bites
- Nursing home abuse
- Construction accidents
- Assault and battery cases
Common Injuries in Arizona Personal Injury Cases
Victims of accidents in Arizona often suffer from a variety of injuries, ranging from minor to severe. Some of the most common injuries we see in personal injury cases include:
- Whiplash and soft tissue injuries
- Broken bones and fractures
- Traumatic brain injuries (TBI)
- Spinal cord injuries
- Burns
- Internal organ damage
- Amputations
- Psychological trauma and PTSD
Beyond these common scenarios, Provident also funds less frequent but equally important cases. For instance, we’ve helped plaintiffs with toxic exposure claims, defamation suits, and even civil rights violations. Our goal is to support Arizona victims in their pursuit of justice, regardless of the case complexity.
Common Question: How Much Do Insurance Companies Usually Settle For a Car Accident Case?
How Much Can You Borrow?
At Provident, we offer lawsuit loans in Arizona ranging from $500 to $500,000. The exact amount you qualify for depends on several factors, including:
- The strength of your case
- Estimated settlement value
- Extent of your injuries
- Insurance policy limits of the at-fault party
- Current stage of your lawsuit
Remember, our loans are non-recourse, meaning you only repay if you win your case. This risk-free nature allows you to borrow with confidence, knowing you won’t be burdened with debt if your case doesn’t succeed.
The Application Process: Quick and Easy
Applying for a lawsuit loan with Provident is straightforward and hassle-free. Here’s how it works:
- Apply online or call (800) 908-6860
- We review your case (usually within 24 hours)
- If approved, you receive funds quickly
There’s no credit check, no employment verification, and no upfront fees. We work directly with your attorney to gather the necessary information, making the process as smooth as possible for you.
Using Your Lawsuit Loan in Arizona
One of the key benefits of our pre-settlement funding is its flexibility. You can use the money for any expenses you face while waiting for your case to settle. Common uses include:
- Medical bills and ongoing treatment
- Rent or mortgage payments
- Daily living expenses (food, utilities, etc.)
- Car payments or repairs
- Childcare costs
- Legal fees
- Debt repayment
The choice is yours – we trust you to use the funds where they’re needed most.
Question: What Happens When My Car Accident Settlements Exceed The Policy Limits?
Paying Back Your Lawsuit Loan
Repayment of your Arizona lawsuit loan is simple and worry-free. If you win your case, your attorney will repay Provident directly from your settlement. If you don’t win, you owe us nothing. It’s that easy!
We use a flat, simple interest rate, which means you’ll know exactly how much you owe from day one. Unlike some competitors, we never use compound interest, saving you money in the long run. Our rates are industry-leading low, starting at under 3% monthly for our pre-settlement funding.
Finding a Reputable Lawsuit Loan Company in Arizona
When choosing a lawsuit loan company in Arizona, consider these factors:
- Transparency in rates and terms
- Non-recourse funding guarantee
- Positive customer reviews and testimonials
- Quick approval and funding process
- Direct communication with your attorney
- Clear explanation of the repayment process
- Fully licensed in Arizona for providing settlement loanss
At Provident, we pride ourselves on meeting all these criteria and more. Our excellent reviews and satisfied clients speak to our commitment to fair, transparent, and helpful service.
Cities We Serve in Arizona
Provident offers lawsuit loans throughout Arizona, including these major cities:
- Avondale
- Buckeye
- Casa Grande
- Chandler
- Flagstaff
- Gilbert
- Glendale
- Goodyear
- Lake Havasu
- Maricopa
- Mesa
- Peoria
- Prescott
- Prescott Valley
- Phoenix
- Scottsdale
- Surprise
- Tempe
- Tucson
- Yuma
Pros and Cons of Lawsuit Loans
While lawsuit loans can be incredibly helpful, it’s important to understand both the benefits and potential drawbacks:
Pros:
- Immediate financial relief
- No risk if you lose your case
- Flexibility in use of funds
- No credit checks or employment verification
- Can help you avoid settling for less than you deserve
Cons:
- Interest rates can be higher than traditional loans
- Reduces your final settlement amount
- May complicate settlement negotiations
At Provident, we strive to minimize the cons by offering competitive rates and transparent terms.
Safety of Lawsuit Loans in Arizona
You might be wondering, “Are lawsuit loans safe?” With Provident, the answer is a resounding yes. Our non-recourse funding means you’re never at risk of owing more than your settlement. We don’t check your credit or require collateral, and you only repay if you win your case.
Moreover, we adhere to all Arizona state regulations and industry best practices to ensure your financial safety and peace of mind.
Arizona Laws and Legal Funding
Arizona has specific laws and regulations governing lawsuit loans, also known as pre-settlement funding. These non-recourse advances are not considered traditional loans under state law. The Arizona Supreme Court has ruled that lawsuit funding agreements are not subject to state usury laws, as they are contingent transactions rather than loans.
There is no cap on interest rates or fees for lawsuit funding in Arizona. However, companies must clearly disclose all terms and costs to consumers. Funding agreements must be in writing and include details on repayment obligations.
Arizona requires lawsuit funding companies to be licensed by the Department of Financial Institutions. They must maintain a surety bond and submit to state oversight. Attorneys are prohibited from having a financial interest in funding companies used by their clients.
Consumers have a right to cancel funding agreements within 5 business days without penalty. Funders cannot make decisions about the underlying legal case or interfere with the attorney-client relationship. The use of lawsuit funding must be disclosed to all parties in the litigation.
While lawsuit funding can provide needed financial assistance, consumers should carefully review agreements and consult their attorney before accepting an advance. The high costs may significantly reduce any eventual settlement or judgment amount.
Why Choose Provident for Your Arizona Lawsuit Loan?
- Fast approval: Get funds in as little as 24 hours
- Low, simple interest rates: No compound interest ever
- Excellent customer service: Consistently positive reviews
- Transparent process: No hidden fees or surprises
- Experienced team: We understand Arizona law and your needs
Don’t let financial stress compromise your legal case. With Provident’s lawsuit loans, you can focus on your recovery and pursuing the compensation you deserve.
Apply for an Arizona Lawsuit Loan Today
Ready to get the financial support you need via a lawsuit loan in Arizona? Apply now or call our Phoenix customer service line at (800) 908-6860 to speak with our friendly team. Remember, there’s no obligation, and the application is free. Let Provident be your partner in pursuing justice in Arizona!
Frequently Asked Questions
At Provident, we strive for quick approvals. Most applications are processed within 24 hours, and you can receive funds the same day you’re approved. We work directly with your attorney to expedite the process, ensuring you get the financial support you need as soon as possible.
Yes, you can still qualify for a lawsuit loan even if you’re partially at fault. Arizona follows a pure comparative fault system, which means you can recover damages even if you’re 99% at fault. However, your degree of fault may affect the amount of funding you’re eligible to receive.
If you lose your case, you owe us nothing. Our lawsuit loans are non-recourse, meaning repayment is contingent on you winning your case or reaching a settlement. This risk-free nature protects you from additional financial stress during an already difficult time.
No, there are no restrictions on how you can use the funds from your lawsuit loan. Whether you need to pay medical bills, cover rent, or handle daily living expenses, the choice is yours. We trust you to use the money where it’s needed most in your unique situation.
We use a simple, flat interest rate that’s determined based on the specifics of your case, including the estimated settlement amount and the expected duration of your lawsuit. Unlike some competitors, we never use compound interest, which helps keep your costs lower and more predictable.
Arizona Legal Services:
- Website: https://clsaz.org/
- Provides: A comprehensive overview of debt collection laws in Arizona, including information on loan lawsuits.
Arizona Attorney General’s Office:
- Website: https://www.azag.gov/
- Provides: General information on consumer protection laws in Arizona, which may include information relevant to loan lawsuits.
Arizona Supreme Court:
- Website: https://www.azcourts.gov/AZ-Supreme-Court
- Provides: Access to Arizona court rules and decisions, which may be relevant to loan lawsuits.
Arizona Department of Financial Institutions:
Provides: Information on consumer finance laws and regulations in Arizona, which may include information relevant to loan lawsuits.